Wednesday, September 26, 2018
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Council discusses lumber and parking off the Square Thursday, 20 September 2018 14:32

During a recent work session and meeting, Scottsboro Council members discussed the  Lumber Proposal for Goose Pond Island.

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Commission hears funding requests Thursday, 13 September 2018 19:21

Teresa Bell, a 2009 retiree from the Jackson County Commission recently spoke during the Commission’s Work Session.

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Council discusses truck route Wednesday, 29 August 2018 14:20

A discussion regarding the truck route in Scottsboro took place between City Council members at the last work session.

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Jackson County Revenue Commissioner Jeff Arnold reminds Jackson County residents about the mandatory liability insurance law that was made effective June 2012 and that was amended in 2016 by the state legislature.


According to the Alabama Department of Revenue, Alabama ranked sixth worst in the nation in uninsured motorist rate. To combat the high rate, the state of Alabama passed the mandatory liability insurance law in 2012.
The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy.
Liability insurance policies must be issued by insurers licensed to do business in Alabama for no less than $25,000 for death or bodily injury to one person; $50,000 for death or bodily injury to two or more persons; and $25,000 for damage or destruction of property.
Minimum liability insurance is required on all self-propelled motor vehicles. Some vehicles that are exempt from the law include trailers, government-owned vehicles, and vehicles covered under a commercial automobile liability insurance policy.
In 2013, License plate issuing officials began attempting to verify liability insurance utilizing the State of Alabama Online Insurance Verification System (OIVS) when issuing or renewing vehicle registrations. This system allows for immediate confirmation of the insurance status of a vehicle.
If insurance cannot be verified through OIVS, vehicle owners must provide evidence of insurance to the license plate issuing official. The insurance card is the most common evidence of current insurance. To be acceptable, the proof of nsurance must display the current effective date, insurer’s NAIC number, vehicle identification number and policy number. An owner or operator convicted of a mandatory liability insurance violation may be fined by law enforcement as follows: First violation: $500; second or subsequent violations: up to $1000 fine and/or a six-month driver license suspension.
In addition to the above violation, if a vehicle is registered or operated without liability insurance, the vehicle registration will be suspended and the vehicle owner will be subject to the following: First violation: $200 reinstatement fee; second violation or subsequent violations: $400 reinstatement fee and a mandatory four-month registration suspension. Evidence of current insurance must also be provided in order to reinstate the vehicle registration.
“Now that the law has been instituted state-wide for the last few years, the State of Alabama has begun to really scrutinize, checking to see that people are and were compliant” Arnold said. “Even going back in some instances as far as 2014 and asking to see proof of insurance on dates that insurance did not verify. We want to make sure that every vehicle owner and operator understands the law and what it requires. If for some reason you do happen to let your vehicle insurance lapse and the vehicle has been driven during that time you are in violations of the law and the penalty would apply to you. Also it is very important that your insurance provider sells you an Alabama policy. Even though they may have in the past, policies from any other state will not verify.”
For more information about the Alabama Mandatory Liability Insurance Law, visit www.revenue.alabama.gov or contact the Jackson County Tag/Title Office at 256-574-9260.

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